Community Associations

A Community Association has many unique needs and exposures to consider.  Choosing an experienced and specialized insurance agent is vital to the continued success of your association.

Brown & Brown Insurance has been specializing in Community Association insurance for 25 years and insures over 400 Associations in Central and Northern New Jersey, Eastern Pennsylvania and beyond.  In addition to providing overall quality insurance and risk management services, a successful Insurance Agent must serve as a vital communications link between the Managing Agent, Board of Directors and Homeowners.

Brown & Brown Insurance responds to the individual needs of homeowners by communicating effectively and helping homeowners understand the Association’s coverage and, we encourage educating the Board of Directors about the coverages and programs provided.  This is one of the areas where the expertise of Brown & Brown stands far above the competition.

Our experienced agents can tailor association master policies to include Property, General Liability, Employee Dishonesty, Workers Compensation, Excess Liability, Business Auto and Director’s and Officer’s Liability coverage.  After completing a comprehensive risk assessment, our agents will also determine if additional coverage is needed, such as earthquake insurance, flood insurance, pollution liability or cyber liability.

Your association will appreciate the value and convenience of all full-service agency and insurance policies with coverage that makes sense.