Commercial Business


Brown and Brown of Lehigh Valley, has been providing insurance products in Eastern and Central Pennsylvania, and New Jersey dating back to the 1930’s.  Local insurance agencies, such as Henry S. Lehr, Bowers, Schumann and Welch, and Bartos Hunsinger, have brought to Brown and Brown of Lehigh Valley their knowledge and expertise.  Because of our long history of experience, dependability and success in the Business Insurance industry, you can be assured that your Business Insurance administered by Brown & Brown is secure.


Brown & Brown is focused on the total cost of risk, not just pricing.  We take the time to fully understand our customers’ businesses and their exposures and are able to coordinate insurance products, services, and risk management, to meet the challenges of those exposures.  We employ a risk management department whose job is to work with the sales force to accomplish this overarching goal.  Instead of relying on the insurance company/carrier to reactively supply loss control to the business risk, we employ risk management and loss control professionals to eliminate or decrease these risks before they occur.  Proactive attention saves our customers not only money, but also the headache and time it takes to address these issues when they happen.

Our Commercial Lines products include:Business Staircase with marble landing and balconies - Commercial Business

  • Property
  • General Liability
  • Professional Liability
  • Business Auto
  • Worker’s Compensation
  • Umbrella
  • Surety Bonds
  • Directors and Officers
  • Employment Practices Liability

Risk Management

Brown & Brown specializes in loss prevention and control.  We offer the following Risk Management services:

  • Identification of exposures
  • Analysis of alternatives
  • Management recommendations
  • Strategic Risk Management Planning
  • Systemic planning and follow-up

Our risk management staff is nationally recognized for their abilities, and has expertise in workers compensation, health and human services, and general business loss prevention and loss control.  General business concerns of hazcom, lock out/tag out, manufacturing business interruption, overall safety or violence in the workplace can be addressed by our staff.  Concerns of the health and human services industry; such as clinical and ethical boundaries, allegations of abuse or molestation, transportation and defensive driving, and inherent employment practices hazards can be effectively addressed using proper risk management techniques.  Both on-site and web-based consultation is available.  We also provide a lending library of various safety and health videos, as well as a risk management help line.

Employee Benefits

There is no better way to show your employees that they are valued than providing them with quality insurance coverage.  Employees who feel valued go that extra mile to get the job done.  We are proud to be able to provide our commercial clients with Employee Benefits Programs.

Employee Benefits Program

Medical Benefits Programs include:

  • Medical, Dental, Vision, and Disability, and Section 125 pre-tax reimbursement accounts.
  • Self-insured programs to meet the special needs of employers.
  • Fully insured programs for employers of all sizes.
  • Consulting services on design, cost-containment, management and program development.